Town & Country Appraisers
Washington, Illinois
Serving Central Illinois
Since 1978
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What is a real estate appraisal?
An appraisal is the act or process of estimating value. A real estate appraisal is conducted to set an overall valuation from a certified, state-licensed professional. This valuation helps determine the selling price, loan amount, refinancing value, or tax amount. We at Town & Country Appraisers go on-site to help ensure an accurate valuation of your home or property. We maintain an objective and unbiased point of view in order to ascertain the most accurate estimation of your residential real estate.
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A Few Reasons for an Appraisal...
Selling Your Home
Tax Reassessments
Refinancing
Loans
Insurance
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Explanations
Town & Country Appraisers work hard to give you the most accurate assessment of your residential property for today's market. The appraisal of your property's value is an essential step to selling your home. Each home is unique and an appraiser is trained to assess each element in order to evaluate the overall value. Many factors, including the neighborhood and township, play an important role in giving your property a valuation on today's market.
Sometimes a homeowner makes improvements or changes their home. These changes potentially impact the overall value of your home and/or property. An appraisal will help you as a homeowner to have an accurate insurance value.
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Just as in initial mortgage loans, lending companies require a real estate appraisal on your home to ensure the collateral valuation justifies the loan amount in any new refinancing. In other words, banks want to make sure your home is worth at least the same amount or more than the amount of money they are loaning you.
A home appraisal protects both you and the bank. The bank uses an appraisal to ensure their lending amount matches the overall value of the home. It also protects you from paying too much for a home or property. Town & Country Appraisers works with individual clients and independent homeowners.
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